"College Students Are Done - America’s Debt Crisis No One Wants To Talk About"

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Epic Economist, 1/13/26

"College Students Are Done - 

America’s Debt Crisis No One Wants To Talk About"

"The American Dream is facing a reckoning. College students across America are breaking down as student loan debts pile up, forcing an entire generation to question whether the promise of higher education was ever real. This video dives into the student loan crisis, uncovering why young people are facing unprecedented financial pressure and whether college is still worth the debt.

For decades, society told us a university degree was the golden ticket. Today, for millions of Americans, it feels more like a trap. We follow real stories from students and graduates who are drowning in debt, sharing raw experiences about the connection between financial stress and mental health. From monthly emotional breakdowns to delaying life milestones like buying a home or starting a family, the cost of education is charging interest on futures before careers have even started.

We also examine what these stories reveal about the system itself. When someone borrows $41,000 and owes $118,000, that's not a budgeting failure. That's a structural problem. When someone pays for ten years and hasn't touched the principal, that's not laziness. That's a math equation designed to keep you running in place.

But this video goes deeper than outrage. We break down the patterns emerging across these stories. The use of math as emotional proof. The learned helplessness when every door closes. The shift from personal struggle to seeing the government as an adversary. The grief over a broken social contract. And finally, the quiet resignation of people who have stopped checking their balances because survival matters more than stress.

Are we facing a student debt crisis in 2026 that could destabilize the economy? With tuition inflation outpacing wages and $1.67 trillion in outstanding loans, the numbers are hard to ignore. This video explores the systemic failures leaving young Americans behind and asks whether the game is rigged or just brutally misunderstood.

Whether you're a high school student deciding your future, a parent worried about the cost of college, or a graduate struggling with payments, this video offers a grounded look at where we actually are. Not panic. Not denial. Just reality.

It's time for an honest conversation. Student loans are leaving graduates in enormous debt with shrinking options, and the emotional toll is real. Join the discussion about what higher education actually costs and what happens when an entire generation stops believing in the ladder they were told to climb."

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